Officer-Credit - ธนาคารอินเดียนโอเวอร์ซีส์
ธนาคารอินเดียนโอเวอร์ซีส์ · กรุงเทพมหานคร
- Location
- กรุงเทพมหานคร
- Salary
- 30,000 - 40,000 บาท/เดือน
- Job Type
- งานประจำ
- Work Type
- Onsite
- Education
- ปริญญาตรีหรือสูงกว่า
- Posted
- 13/10/2026
Responsibilities
Assess new, renewal and enhancement credit proposals through financial, business and risk analysis.
Evaluate cash flows, repayment capacity, leverage, liquidity, working capital requirements and debt servicing ability.
Review industry outlook, borrower conduct, management quality, security coverage and key credit risks.
Structure suitable credit limits, pricing, security and covenants in line with Bank policy and risk appetite.
Prepare clear and timely credit appraisal notes and recommendations for sanctioning authorities.
Identify early warning signals, deviations and weaknesses and recommend appropriate risk mitigants.
Ensure compliance with credit policy, regulatory requirements and sanction conditions.
Monitor post-sanction performance and portfolio quality through periodic review of financials, utilization and account conduct.
Qualifications
At least 2 years of experience in Credit loan appraisal in Banks and Financial Institutions.
Is creative with a good personality, perseverance and the ability to think in their feet.
Communicates well in English (Write, Speak, Read)
Has computer skills, including MS Excel & Word
Benefits
- กองทุนสำรองเลี้ยงชีพ
- ทำงานสัปดาห์ละ 5 วัน
- โบนัสประจำปี
- ประกันสังคม
About ธนาคารอินเดียนโอเวอร์ซีส์
Indian Overseas Bank has overseas branches in Singapore, Hong Kong, Srilanka in addition to the Bangkok branch in Thailand. Bank also has representative offices in other countries.
221 Rajawongse Road., Jakkawat, Samphanthawong, Bangkok 10100
Kanlaya Sungsuwan HR
0-2224-5388 or 0-2224-5411-4 Ext. 10,11,24,56
