AVP-VP , Relationship Manager (Preventive Team) - บริษัท ธนาคารยูโอบี จำกัด (มหาชน) (UOB)

Responsible for customer portfolio management by ensuring that quality of loan portfolio meets bank’s credit standards. (Prepare Account Plan / Strategy)

• Proper and adequate follow up on credit quality of portfolio to minimize NPL.
• Maintain relationships for more business opportunities to increase account profitability.
• Monitor customer progression/ account conducts and coordinate with Litigation Department for appropriate action if necessary
• Monitor quality of portfolio of customers in watch lists to prevent the accounts turning to NPL
• Monitor and handle the overdue customer aging 15-30 days in order to negotiate for payment and/or rescheduling or restructuring
• Conduct credit analysis and prepare proposal to seek approval for restructuring/ rescheduling scheme
• Analyze, verify, assess credit and propose strategies and recommendations including identifying risk mitigation solution in order to minimize the non-performing loans at the bank
• Negotiate with the customers on restructuring and formulate an appropriate scheme to minimize the non-performing loans at the bank
• Engage, along with legal advisors, in the process of restructuring to ensure compliance with all regulations and legal aspects

Requirement :

• Master or Bachelor’s Degree in Business Administration and related fields
• Minimum 8-10 years experiences in credit loan and restructuring field
• Having basic legal knowledge, particularly related in debt restructuring, is a plus.
• Good command in English: Writing and Speaking
• Computer literate in MS office

Remark: The Bank requires the checking and collection of criminal records for candidates of this position in order to verify qualifications and/or disqualifications for the job position in accordance with the Bank’s policy.

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UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.