Ngernturbo PCL

About us

We are a new consumer finance startup. From the ground up to 80 branches within just 6 months, with an expansion up to hundreds of branch in 2018. We were led by a young and talented professionals. The company is an independent company within a group of established companies with annual group revenue of approx 20 billion baht.

Our primary focus would be the unbanked sector in Thailand. Those in the unbanked sector usually facing difficulties in obtaining credit to finance their shops, their farms, or to meet short term liquidity needs. We aim to provide them credit and other financial products at very reasonable rate and very generous payment terms. For those willing but unable to pay our debt, we will offer help within reasonable business boundary for them to amend or defer our payments. We also give them financial advice for them to make it through. While popular among other lenders, liquidations will only be our last resort.

Our leadership

Our leadership team is comprised of many young talented people in different fields, especially finance, educated by the world’s leading universities. We believe that our people are the company’s greatest asset which is the key driver of the company’s sustainable prosperity. As a result, we can assure you that you will be encouraged to express your creative ideas while unlocking your hidden potential.

Our ideal candidate

We chose our people very carefully as our success depends almost entirely, if not all, on the quality of our people. While we are a very young and relatively small company, just little over 200 people, we believe that our team and culture are way beyond other typical companies. We have several ivy-league educated professionals in our team, and many high caliber professionals from leading companies.

We have few questions in mind when selecting our candidate such as: 

• Do you have enough talents for your role?
• Do you have the passion and the drive?
• Are you eager to learn?
• Can we trust you?

We tends to favor those with solid career progression. i.e. very high pay and many responsibilities at a very young age. So if you are very young but your pay and responsibility is very high, you will likely get a call from us.

Our approach to offer

We don't make generous offer when we offer candidate. Our idea is that we want to weed out job-hopper that is more interested in pay increase rather than the quality of work they will get a chance to. Actually, our offer will always be very modest. However, we offer very steep pay increase for those who perform, typically within short few months (3-4 months) if he/she performs as promised.

The way we work

Our organization is very modern and very flat. No one has their own private room and secretary, including the CEO.

At Ngernturbo, we work extremely hard and is very professional. We value the outcome more than the effort. Outcome is simple to measure and less subjective. If your role is not customer facing, we don't really care about the little annoying things that really don’t matter such as your arrival time or where you work. However, at Ngernturbo, deadline is deadline and you will evaluate purely on the quality of your work.

Our definition of the great place to work is not free fancy foods, great gyms, eye-popping offices, frequent parties, or slider in the office. Our definition of the great workplace is a great team where everyone are working toward something meaningful. It is where you can learn the most, perform the best, while having fun.

We hate politics in workplace. You will quickly find yourself working elsewhere if you become very political, despite that you contribute enormously. As we believe that in the long run, politics will lower productivity, drive young talents away, make us a worse workplace.