Credit Underwriter - Motorcycle Loan (Leasing Business) - Honda Automobile (Thailand) Co., Ltd.

Job Responsibilities:

• Evaluate and analyze auto loan applications to ensure compliance with company policies, laws, and regulations

• Conduct financial analysis, including assessment of customer creditworthiness and risk evaluation

• Review and prepare financial status reports, including analysis of fleet car credit limits

• Monitor and analyze portfolio quality, including daily and monthly reporting on loan approval quality for management

• Collaborate with related departments to enhance credit processes and operational efficiency

• Ensure accurate and timely decision-making in credit approvals while maintaining risk control standards

Qualification:

• Bachelor’s degree or higher in Business Administration, Finance, Accounting, or related field

• Minimum 3-5 years of experience in credit underwriting (auto loan preferred)

• Strong experience in financial analysis and risk assessment

• Excellent analytical, decision-making, and problem-solving skills

• Strong understanding of credit evaluation and regulatory compliance

• Good communication and negotiation skills

• Proficiency in Microsoft Office (Excel, Word, PowerPoint)

• Experience with loan processing systems is an advantage

• Good command in English (Writing and Speaking)

• Work location: Bangchan Industrial Estate (Minburi)