Credit Risk Manager
บริษัท มีที่ มีเงิน จำกัดRoles and Responsibilities:
- Establish and monitor policies and procedures that will foster the company’s potential to meet its sales and risk management goals. Monitor and assess active accounts to reduce or prevent bad debt losses
- Perform and develop asset quality monitoring role in order to identify and understand the respective portfolios risk drivers across relevant credit cycle.
- Review credit issued by providing recommendation to credit underwriting criteria of new products and revised credit underwriting criteria in existing product programs
- Conduct analysis and recommend corrective actions for loan portfolio
- Setup, monitor and maintain / revise of the Acquisition Quality Trigger (AQT) for loan portfolios
- Create PD, EAD, and LGD Segmentation models for Retail / Non-retail portfolios to calculated provision requirement
- Develop and apply credit risk methodologies including ECL under TFRS9, PD/LGD/EAD models etc.
- Monitor and enhance ECL model (PD, EAD and LGD models) for portfolio
- Provide loan loss forecast for setting up credit cost budget on a monthly / yearly basis
- Setup / develop and monitor early warning detection to enhance and protect potential risk.Work with business units to ensure that respective loan origination system (LOS) and the credit risk decision engine (CRDE) are effectively used and continuously optimized
- Preparing the info/deck/co-present the committee i.e. Internal Stakeholder meeting and Other ad-hoc
- Monitor all risk events against the Company's established Risk Appetite, Limits & Thresholds and to work with Issue Owner/ Risk Owner in taking proactive measures to prevent any breaches.
- Recommend Problem loan management Policies ie., General / Troubled Debt Restructure and Charge off / Write off
- Qualifications:
- Bachelor’s Degree or higher in MBA, Finance, Statistics, Engineer, Economics, or any related fields.
- At least 5 years experience up to credit Risk management in Banking, or finance Business
- Analytical mindset with excellent critical thinking ability and data analytics skills.
- Excellent computer skills and programming tools such as R, Python, SAS and SQL
- Good command in both written and spoken English.
- Prior experience in a digital leading or fin-tech start-up is a plus
- กองทุนสำรองเลี้ยงชีพ
- การฝึกอบรมและพัฒนาพนักงาน
- ค่าทำงานล่วงเวลา
- ทำงานสัปดาห์ละ 5 วัน
- ประกันสังคม
- ประกันสุขภาพ
- ประกันอุบัติเหตุ
- เครื่องแบบพนักงาน, ชุดยูนิฟอร์ม
- เที่ยวประจำปี หรือเลี้ยงประจำปี
- โบนัสตามผลงาน/ผลประกอบการ